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How Errors In Public Records Can Affect Your Commercial Property Title

Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home. The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the … Continued

The FAQs of Title Insurance for Homebuyers

For most of us, a home is the largest investment we’ll make in our lives. To buy with confidence, get owner’s title insurance. It’s the smart way to protect your property from legal claims. To help you understand how owner’s title insurance works, here are answers to common questions. What is title? Title is your … Continued

How Title Insurance Protects All Homebuyers

Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home. The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the … Continued

What Happens AFTER the Closing

It is recommended you keep all records pertaining to your home together in a safe place, including all purchase documents, insurance, maintenance and improvements. KEYS TO HOME You have been supplied with a set of keys that unlocks the doors to your new home. To ensure security, change the locks upon moving in. UTILITIES If … Continued

Real Estate Law: Terms to Know

APPRAISAL An opinion or estimate of value of property resulting from analysis of facts about the property. ANNUAL PERCENTAGE RATE (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate. BENEFICIARY The recipient of benefits, often from a deed of trust; usually the lender. CLOSING DISCLOSURE (CD) … Continued

Closing Time: 6 Steps Every Homebuyer Should Expect

Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course, there’s a lot to think about right now, and the last thing you want is something to go … Continued

Why 20% of Homebuyers May Not Sleep Tonight

Each year, approximately 20% of homebuyers fail to protect themselves by not getting owner’s title insurance. Unfortunately, this leaves them exposed to serious financial risk—causing endless worry and regret.  If you’re thinking of buying a home, here’s what you need to know to protect yourself and your property rights, so you can rest assured once … Continued

7 Reasons Why Every Homebuyer Needs Owner’s Title Insurance

Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner’s title insurance. Here’s why it’s so important for you. Protects Your Largest Investment A home is probably the single largest investment you’ll make in your life. You insure everything … Continued

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